We keep your business our first priority.
Whether you are looking for an account to manage your revenue and expenses or looking for a loan to start or expand your business, we are here to help. Browse the accounts below and then call or visit one of our locations about your business’s needs. You will always find a friendly staff and competitive accounts and rates no matter what your need.
Business Checking Accounts
With an average balance of $1,000.00 there is no charge for checking no matter how many checks you write. With an average balance of less than $1,000.00 you pay a monthly fee of $10. A $100 initial deposit is required to open your account.
Business Savings Accounts
Money Market Investment Accounts
A Money Market Investment Account will earn a tiered rate of interest adjusted weekly. If the average balance falls below $1,000.00, your account is subject to a $6 service fee. Interest will be compounded monthly and credited to your account every statement cycle. A maximum of six covered transactions per month are allowed. A minimum deposit of $2,500.00 is required to open this account.
Business Loan Products
At Bank of Edmonson County, we understand the unique financial demands of farming, and we offer a variety of financing options for land, equipment, supplies, and livestock.
Commercial loans are designed to meet specific needs in the operation of a business. We urge you to visit us regarding money needs relating to expansion, remodeling, acquisition, etc. We’re qualified to serve your needs for today and the future.
Small Business Loans
Commercial loans to small businesses enable companies to have access to funds for establishing, expanding, or improving business and employment opportunities. Our commercial base is primarily small, independent, privately owned companies and Bank of Edmonson County’s goal is to furnish these businesses with the most up-to-date financial services and financial planning available.
Building a home requires the right team. Whether you’re in the market to construct your first home, or your dream home, Bank of Edmonson County can help. Our Construction Loan program offers products that cater to almost every situation, making your building project smooth and seamless, and your contractor will smile with our quick disbursement policy for approved expenses. In addition, Bank of Edmonson County will also consider financing a wide variety of other property types, including but not limited to multi-family dwellings, apartments, and office buildings.
With market-competitive rates and fees, and terms as long as 12-months with interest only collected during the construction period, you will find our Construction Loan program to be an excellent choice. Contact us today, or stop by either of our convenient locations to chat with one of our experienced loan experts for additional information about these specialized loans.
Lines of Credit:
Bank of Edmonson County offers lines of credit to both businesses and individuals. These lines of credit provide the ultimate in flexibility at a competitive rate.
Online Banking & Account Information
Access to your accounts is now available online. Use the link at the top of this page to apply for access today.
24 Hour Telephone Banking
Call 1 (800) 530-8536 anytime, day or night, for access to your account information or to make transfers.
Safe Deposit Boxes
Bank of Edmonson County offers a wide variety of Safe Deposit boxes for your valuables.
24 Hour Depositoryafter-hours
This convenient, after-hours services is available to all of our customers. Just drop your transaction in an envelope and place it in the depository and we’ll mail you a receipt.
Bank By Mail
Special envelopes are provided free to our checking and savings customers for this convenient service.