Savings Account

Regular Savings Account - This account pays the current rate of interest which is compounded and paid quarterly.

Moola Moola Savings Account - This account is for children through 13 years of age. $25 minimum to start. Pays current rate of interest which is compounded and paid quarterly. Children receive stamps for each $5 deposit which can be traded for Moola merchandise.

Certificate of Deposit Account - Bank of Edmonson County can structure a Certificate of Deposit from 30 days to five years to fit your individual needs. We offer competitive fixed or variable rate certificates. Minimum deposits for these accounts are $500. There may be a penalty for early withdrawal. All Certificate of Deposit accounts are insured by FDIC for the maximum allowed by law.

Individual Retirement Accounts - An IRA is a special savings plan that lets you put aside money you earn today to be used later for your retirement. Depending on your income, your income tax liability on those funds may be deferred. Interest earnings are not taxed until withdrawal (penalty for early withdrawal). We offer traditional, roth & education IRAs. We offer IRA certificates with a fix or variable rate. A minimum balance of $100 is required. Call us for details.

Christmas Club - A Bank of Edmonson County Christmas Club Account is an ideal way to save for Christmas shopping. In November, you'll receive a check for the amount you deposited plus interest - Just in time for Christmas shopping. Interest will be credited to your account annually.